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OSB Group has set a target to be net zero by 2050, as the specialist lender joins the United Nations Net Zero Banking Alliance.

By 2050, this net zero status will be extended throughout OSB Group’s wider business activities and include where customers use its products and services.

For instance, this will include the properties the group lends on.

OSB Group chief executive Andy Golding says the lender has already selected projects to support this, such as verified carbon mitigation schemes and a solar energy project in India.

“We believe that even though there is much detail still to be defined in the UK’s pledge to cut greenhouse gas emissions, it’s critical for us to make the pledges we have announced today and to take a committed stance,” he says.

“This commitment has energised us to develop detailed plans to achieve this ambitious goal for the Group and its stakeholders and I’m looking forward to the journey ahead of us.”

Danske Bank UK says it will expand its carbon neutral mortgage range in England to flats and apartments, including new builds, up to a maximum of 85% loan to value. The Bank will also now consider applications where the applicant’s primary source of income is from self-employment, up to a maximum of 90% LTV. Danske […]

Landbay has earned the right to call itself carbon neutral, with certification provided by Carbon Neutral Britain. The lender has achieved this by offsetting its greenhouse gas emissions through investment in renewable energy projects across the world. These include a wind farm in the Philippines, a hydropower plant in Brazil, and a biomass powered electricity […]

Pepper Money is now offering its customers free energy efficiency advice. This consists of carrying out an energy efficiency survey on the client’s property, providing an energy performance certificate (EPC), and detailing an action plan to make their property more energy efficient. Pepper says that if the action plan requires the funding of improvements, the […]

Rising interest rates are worrying homeowners and UK renters, with more than a quarter in this latter group concerned this may jeopardise plans to buy their own home. In total 28% of UK renters say rate hikes may stop them getting onto the housing ladder, while 19% of current homeowners said higher interest rates may […]

A report published this morning by the CIPD (CIPD Employee Outlook March 2015) provides yet more interesting data to the changing landscape of retirement planning. It should be remembered that we are in a period of genuine flux here given that the default retirement age was scrapped three years ago, and new pension freedoms come online in April. Both of these alterations will have a huge impact on how employees plan for their retirement.

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